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The Genius of AND: Living in the Present AND in Retirement

The Genius of AND: Living in the Present AND in Retirement

by Southern Utah Health and Wellness Magazine | May 3, 2026 | Author, Branden DuCharme, CMT, May/June 2026, Prosperity & Purpose

As humans, we often default to compromise. We tend to think in terms of “or.” Yet problem solving and thriving are more commonly the result of implementing the “genius of and.” A former FBI hostage negotiator, Chris Voss, teaches that when negotiating a deal, you...
Rare Market Events Can Ruin Lives-And They Aren’t That Rare

Rare Market Events Can Ruin Lives-And They Aren’t That Rare

by Southern Utah Health and Wellness Magazine | Apr 10, 2026 | Author, Branden DuCharme, CMT, March/April 2026, Prosperity & Purpose

Most people nearing retirement today can remember the 2008 Great Financial Crisis, at least if they stop and consciously think about it. However, few account for it in their investment framework for a couple of reasons. Adjusting for demographics, many were still in...
Managing Possible Perils in Retirement Transition

Managing Possible Perils in Retirement Transition

by Southern Utah Health and Wellness Magazine | Feb 1, 2026 | Author, Branden DuCharme, CMT, January/February 2026, Prosperity & Purpose

One of the greatest risks we face as investors transitioning into retirement is often not discussed at all—and if it is, it’s typically by a smooth-talking salesperson trying to sell an annuity that may not be in your best interest. In financial terms, this risk is...

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